http://research-consulting.com/category/health/ Buying a new home is exciting. It’s also stressful and overwhelming. Here at Fink and McGregor, we know exactly what’s ahead for you and we will be with you every step of the way.
http://elmechstructuralengineering.com/category/otherssignaturesupdates-6/ There’s a lot to consider when purchasing your new home and we have put together a simple guide to get you started. Whether it’s your first home or your fifth, you need an action plan to simplify the process as much as possible.
1. Get Pre-Qualified for a Loan
Speaking with a lender before beginning to view properties will save you time and potential heartache as you look at homes within your price range. A great lender will work with you along the way to ensure the process is as painless as possible. As a long-term commitment, it’s important to assess your financial situation ahead of time.
2. Find a Real Estate Agent
Choosing your agent is a personal experience. You will be working closely with this person not only to find your ideal property, but also through the finance and negotiation process. Consider the reputation and knowledge of both the agent and the company you decide to work with.
3. Choose Your Home
Now comes the fun part. You are finally ready to view properties and select the perfect place for you and your family to call home. You should have clear criteria in place for both your budget and the type of home you are looking for. Almost 90% of buyers begin their search online. It’s a great place to start in order to see what’s on the market and to give your real estate agent a good idea of the homes you’d like to see.
4. Negotiate a Price
Once you’ve found the home you want to buy, you can make an offer that works with your financial situation. Working closely with your real estate agent and your lender in this process is key to a smooth transaction.
5. Buy Your Home
Once a buyer has accepted your offer, it’s time to finalize the purchase. At this point, you will secure your financing with your lender and close the deal. There are various procedures involved in the closing process itself such as title searches and inspections, so it could take some time to actually take possession of the property.
Congratulations! If you are reading this article, you’ve taken the first step to becoming a homeowner.
The decision process can be tricky. If you’re not sure whether it’s the right time to start looking, give us a call or fill out our quick application to find out where you stand. We will be right beside you every step of the way!